credit cards, points, travel hacks and more with Brian Kelly (the points guy)
Gals on the Go Newsletter, June 20
Get ready to have your minds blown this week, gal pals. Brian Kelly, better known as The Points Guy, joins the gals in the studio and gives them a rundown on all things credit cards and travel, including which credit cards to start with, how to build credit, and how to maximize your points.
All the credit card and points hacks you’ve ever needed will be spilled in this episode, and luckily this week’s newsletter is also a little cheat sheet. Scroll down for some of Brian’s tips on getting started with credit cards, building credit, and which are the best cards for beginners. But beware, as Brian warns, that once you get started, you WILL become addicted to the points game. Although, if it gets you on a business class flight to Europe for a $350 value, who’s complaining…
best credit cards for beginners (it’s never too early!)
Discover student for students
Bilt for those paying rent
More from TPG at here.
how to build credit
Clear up any mistakes on your credit score report
Open a starter card
Ask to be added to your parents credit card as an additional user so you can inherit their credit history
Or start with a secure, prepaid credit card
Look at what you spend your money on, and then get a card that gets the best points for what you’re already paying for
Never use a debit card
Pay off your cards on time, ideally in full
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“I love that there’s now an emphasis on finance. It’s sexy to understand what goes in your credit.” Brian Kelly
We hope you loved this week’s newsletter and learned as much as we did! We’d love to know what you’d like to hear from us! Leave a comment on the newsletter with any topics you’d like to hear episodes on or any other guests you’d like us to bring on :)
Love,
Brooke and Danielle
p.s.! we are including all of our current promo codes at the end of each newsletter!
rhoback.com - GALS for 20% off
quince - quince.com/gals for free shipping
honeylove - honeylove.com/Gals20! for 20% off
betterhelp - betterhelp.com/gals